Are you a first home buyer? What are the benefits of a first home buyer?
The First Home Owner Grant scheme was established to encourage and assist home ownership. It is a federal initiative that is administered and funded by the state government.
Does my property qualify for FHOG?
What if the home is not in Victoria?
Each State and Territory in Australia has its own grant scheme. If you are purchasing or building your first home outside Victoria, please enquire at the Revenue Office of the State or Territory where the home is located.
Refinancing lets you change your home loan to suit your new circumstances.
How will refinancing benefit me?
What are the options to be considered?
May be you have never bought a property before. May be you are an existing property owner who are looking to invest more in property. These steps can guide you through the property buying process.
Research the market
To make a good buy in any market, you need to do your research. This means getting to know the local area you want to buy into, checking property listings and going to lots of property viewings and auctions. Most of the real estate websites provide the options to save your property search. Make use of it. This will help you to keep track of the properties you have seen and compare the key details and advertised sell price.
Do the figures. This is one of the most important processes in property buying. Before you start looking for a property, you need to know what you can afford to spend and repay. Our mortgage consultants can give you the right advice using the tools available in the market. It’s really important to make sure you look at the total cost of buying your home. Other than your loan, you will also need to pay for stamp duty, property and pest inspections, conveyancing fees and government fees.